All Questions

If you keep the car registered in your name, there is a possibility that you could be held liable for damages that exceed the driver's policy. It is not common, however, there is still a chance. If you do let your friend take over the payments, make sure you are listed as an additional interest on …

It would be covered under collision coverage. Collision covers damages anytime the car collides with another object. Comprehensive coverage will cover other damages to the car that does not involve a collision such as fire, theft, or vandalism. Since it was a hit-and-run, you can also use uninsured…

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally. However, Uber and Lyft have their own guidelines so it may not be required by law but it is required by their company policy. Good luck and if you have any other questions, don't …

Your best bet is to look at North Carolina's specific Disability Placards and Plates web page for the most current information, but here are some basics to keep in mind for your mother's situation.The placard follows the individual, not the car. Because it would be tied to her, she can legally use …

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects against physical damage to the car. Also, your SR-22 non-owners policy only covers you driving a car that you do not own or drive regularly. We …

When you file a claim with your insurance company, the insurance adjuster will determine fault and work with the other party's insurance company to resolve the claim. Usually, the at-fault party would be responsible for the rental coverage. However, if your company pays for the claim (rather than t…

Unfortunately, if you did not have collisioncoverage on the vehicle at the time of the accident, your damages will not be covered. Insurance cannot be backdated. Liabilitycoverage will only cover the damages you cause to others. You will be responsible for the loan. I would contact the finance comp…

There are a couple of things to think about. With the value of damage and your deductible, the most you would save by filing a claim is 2k. However, most companies will increase your rate after you file a claim. For California in 2018, rates increased an average of $660 per year after an accident. …

The answer depends on your insurance coverage. If you do not have insurance you will likely be responsible for the cost of the vehicle. If you do have comprehensive or collision coverage, check with your insurance company. The company may cover the damages.An insurance company may extend your colli…

To get the most accurate answer, you'll need to contact State Farm directly, but generally, most insurance companies will allow up to four cars on a policy. However, keep in mind that some companies have rules about how many cars you can list per number of drivers. For instance, if you only have on…