All Questions

He should be covered to drive your car as long as you have permissive use coverage. This means that someone can drive your car that does not live with you, as long as they have permission and it is not a regular occurrence. Since your brother in law does not live with you, your insurance should cov…

Your car insurance would not cover the damage to the garage, only the damage to your vehicle if you have collision coverage. As for your second coverage, I would recommend paying for the damage out of pocket. Making a claim on your homeowner's insurance will increase your rates, most likely more th…

Paying out of pocket can be cheaper long-term than a rate increaseThere are a few things to consider.First, most insurance companies require you to report any incident, even if a claim is not filed.Filing a claim will impact your insurance rates. Check out our article on the claims process which wi…

Hitting road debris is usually a collision claimThis accident would actually be paid out under your collision coverage because you collided with the tire. Because you only damaged your vehicle in this single-vehicle collision, it would also be considered an at-fault collision claim. What you should…

There's a couple of things to think about here. First, your boyfriend's sister cannot and should not insure the vehicle simply because she does not drive it. Second, although you do not have a license, you should still get the vehicle insured as it is required by law in North Carolina. Thankfully, …

This can be tricky to answer. In Maine, they have a law called Implied Consent. Basically, if you refuse to submit to a sobriety test, you can have your license immediately suspended. This suspension can last up to six years. Furthermore, because this is considered an administrative suspension, no …

No - even if you had a policy begin that day, it would not help getting your ticket dismissed. Because insurance is required in your state, you will still need to have insurance. I recommend getting a car insurance policy as soon as possible to avoid any penalties. Furthermore, you will have to sho…

Thanks for reaching out to The Zebra. There are a few things to think about with your situation.Liability laws: In Nevada, just like most states, if the vehicle is registered, you need to have insurance on the vehicle. You can have the state minimum liability coverage. If you were to cancel the ins…

So there are a few things to consider before you file the claim.How much does it cost to repair the damage to your car? If it's less or close to the amount of your deductible, then you wouldn't want to file a claim because they wouldn't pay much for the damages, if any at all.Is the damage is more …

Several companies will insure you with an International driver's license. Remember that most companies will add a surcharge to the policy because they cannot verify your driving history. The surcharge will vary by company and typically they will require you to show proof of your International licen…