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How much is auto insurance in Alexandria?
The average cost of car insurance in Alexandria, Virginia, is $1,133 per year. That's more than the average in Virginia ($1,005) and cheaper than the national average of $1,548. Our guide to Alexandria car insurance includes average rates based on age, credit score, driving history, and marital status. Keep reading to learn more!
AUTO INSURANCE: ALEXANDRIA RATES VS. STATE + NATIONAL AVERAGES
|Alexandria Average (annual)||Virginia Average||United States Average|
The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Alexandria, USAA provides the most affordable rates for the typical insurance customer. We've listed the best cheap car insurance companies in Alexandria below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.
ALEXANDRIA CAR INSURANCE PREMIUMS BY COMPANY
|Insurance Company||Average Yearly Rate|
The age bracket that pays the least for auto insurance in Alexandria consists of drivers in their 50s, who pay an average of $969. Those in their 60s don't pay significantly more ($1,020).
The Alexandria drivers who face the priciest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Alexandria is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Alexandria is $2,724, the largest such difference between any two age brackets.
ALEXANDRIA AUTO INSURANCE COSTS BY AGE
|Age||Average Annual Rate|
Marital status and gender are contributing factors to car insurance rates in many cases. In Alexandria, married drivers pay $146 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. In Alexandria, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can influence auto insurance rates. In Alexandria, female drivers pay $6 per year more than do male drivers for car insurance.
INSURANCE RATES IN ALEXANDRIA BY MARITAL STATUS AND GENDER
|Gender/Marital Status||Average Annual Rate|
Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Two of the most costly citations to receive are DUI and reckless driving. Alexandria drivers found guilty of reckless driving face insurance rate increases of $475 per year, compared to the citywide average. A DUI violation may lead to a $633 increase, while a citation for speeding leads to a $289 rate hike.
ALEXANDRIA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
|Violation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$1,613|
|At-fault Accident (damages > $2,000)||$1,807|
|Speeding Ticket (16-20 mph over speed limit)||$1,421|
Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Alexandria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 57% on their auto insurance premiums. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Alexandria, improving your credit to "Fair" corresponds with an $869 decrease in annual car insurance rates.
ALEXANDRIA CAR INSURANCE RATES BY CREDIT LEVEL
|Credit Score||Average Rate (annual)|
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About The Zebra
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
- The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
- The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
- The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
- The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.