Alexandria, VA Car Insurance

Consult our guide to auto insurance in Alexandria, Virginia to explore ways to save.

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How much is auto insurance in Alexandria?

 

The average cost of car insurance in Alexandria, Virginia, is $1,133 per year. That's more than the average in Virginia ($1,005) and cheaper than the national average of $1,548. Our guide to Alexandria car insurance includes average rates based on age, credit score, driving history, and marital status. Keep reading to learn more!

 
AUTO INSURANCE: ALEXANDRIA RATES VS. STATE + NATIONAL AVERAGES
Alexandria Average (annual)Virginia AverageUnited States Average
$1,133$1,005$1,548
 
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Alexandria car insurance costs by provider

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In Alexandria, USAA provides the most affordable rates for the typical insurance customer. We've listed the best cheap car insurance companies in Alexandria below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

 
ALEXANDRIA CAR INSURANCE PREMIUMS BY COMPANY
Insurance CompanyAverage Yearly Rate
USAA$920
Erie$949
Progressive$1,041
State Farm$1,055
Nationwide$1,206
 

Check out our guide to learn how to find the best cheap car insurance.

 

Car insurance rates by age bracket in Alexandria

The age bracket that pays the least for auto insurance in Alexandria consists of drivers in their 50s, who pay an average of $969. Those in their 60s don't pay significantly more ($1,020).

The Alexandria drivers who face the priciest insurance rates are teenagers. One of the most effective ways to lower your car insurance rates as a driver in Alexandria is to age out of your teens. The cost differential between the car insurance premiums paid by teenage drivers and drivers in their 20s in Alexandria is $2,724, the largest such difference between any two age brackets.

 
ALEXANDRIA AUTO INSURANCE COSTS BY AGE
AgeAverage Annual Rate
Teenagers$4,291
20s$1,567
30s$1,108
40s$1,057
50s$969
60s$1,020
70s$1,317
 

Learn more about the impact of age on car insurance premiums.

 

Alexandria car insurance rates by gender and marital status

 

Marital status and gender are contributing factors to car insurance rates in many cases. In Alexandria, married drivers pay $146 less than single drivers for car insurance. Married drivers enjoy less expensive rates than their single counterparts in most locations, based on data showing they file fewer insurance claims. Rates for those who are widowed are also much cheaper than rates for those who are single. In Alexandria, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can influence auto insurance rates. In Alexandria, female drivers pay $6 per year more than do male drivers for car insurance.

 
INSURANCE RATES IN ALEXANDRIA BY MARITAL STATUS AND GENDER
Gender/Marital StatusAverage Annual Rate
Female$1,139
Male$1,133
Single$987
Married$987
Divorced$1,133
Widowed$989
 

Learn more about how gender and marital status have on insurance rates.

 

Alexandria car insurance costs by accident and citation history

 

Maintaining a clean driving record is an effective way to minimize your insurance rates. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Two of the most costly citations to receive are DUI and reckless driving. Alexandria drivers found guilty of reckless driving face insurance rate increases of $475 per year, compared to the citywide average. A DUI violation may lead to a $633 increase, while a citation for speeding leads to a $289 rate hike.

 
ALEXANDRIA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
ViolationAverage Yearly Rate
DUI/DWI$1,766
Reckless Driving$1,608
At-fault Accident (damages less than $1,000)$1,613
At-fault Accident (damages > $2,000)$1,807
Speeding Ticket (16-20 mph over speed limit)$1,421
 

Learn more about the impact of driving violations on car insurance rates.

 

Alexandria auto insurance costs by credit tier

 

Another major insurance rating factor is credit score. Drivers with bad credit histories typically face more expensive car insurance than do drivers with stellar credit. Alexandria drivers who improve their credit score from "Very Poor" (300-579) to "Exceptional" (800-850) can save as much as 57% on their auto insurance premiums. Moving into the "Fair" credit tier from the "Very Poor" level is one of the most impactful steps a driver can take in pursuit of better car insurance rates. In Alexandria, improving your credit to "Fair" corresponds with an $869 decrease in annual car insurance rates.

 
ALEXANDRIA CAR INSURANCE RATES BY CREDIT LEVEL
Credit ScoreAverage Rate (annual)
Very Poor$2,207
Fair$1,338
Good$1,133
Very Good$1,029
Exceptional$953
 

Learn more about the relationship between poor credit and car insurance.

 

Compare and save on your next policy.

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Kristine Lee LinkedIn

Kristine is a licensed insurance agent and one of The Zebra’s in-house content strategists. With a background in copywriting, she covers the ins and outs of the home and car insurance industries. She has contributed to numerous publications focused on the nuances of insurance, including BestCompany.com.