All Questions

No, your rates should not change by putting the car in your son's name if he is already listed on the policy. Who the car is registered under does not impact the rate at all. You just need to make sure all drivers are listed on the policy. Good luck and if you have any other questions, don't hesita…

If you have proof that the car was supposed to be changed three years ago, you should be able to get some kind of compensation. Ultimately, it is up to the insurance company on how they handle billing and policy disputes. You will need to contact your insurance company directly for your policy spec…

If you keep the car registered in your name, there is a possibility that you could be held liable for damages that exceed the driver's policy. It is not common, however, there is still a chance. If you do let your friend take over the payments, make sure you are listed as an additional interest on …

It would be covered under collision coverage. Collision covers damages anytime the car collides with another object. Comprehensive coverage will cover other damages to the car that does not involve a collision such as fire, theft, or vandalism. Since it was a hit-and-run, you can also use uninsured…

Your best bet is to look at North Carolina's specific Disability Placards and Plates web page for the most current information, but here are some basics to keep in mind for your mother's situation.The placard follows the individual, not the car. Because it would be tied to her, she can legally use …

You are correct when it comes to the state vehicle inspection. You do have to have your car inspected to drive legally. However, Uber and Lyft have their own guidelines so it may not be required by law but it is required by their company policy. Good luck and if you have any other questions, don't …

No, you need to have comprehensive and collision coverage to drive off the lot if you are financing the car. Comprehensive and collision coverage protects against physical damage to the car. Also, your SR-22 non-owners policy only covers you driving a car that you do not own or drive regularly. We …

When you file a claim with your insurance company, the insurance adjuster will determine fault and work with the other party's insurance company to resolve the claim. Usually, the at-fault party would be responsible for the rental coverage. However, if your company pays for the claim (rather than t…

Unfortunately, if you did not have collisioncoverage on the vehicle at the time of the accident, your damages will not be covered. Insurance cannot be backdated. Liabilitycoverage will only cover the damages you cause to others. You will be responsible for the loan. I would contact the finance comp…

The answer depends on your insurance coverage. If you do not have insurance you will likely be responsible for the cost of the vehicle. If you do have comprehensive or collision coverage, check with your insurance company. The company may cover the damages.An insurance company may extend your colli…