How to Find your State Farm Declarations Page

Your declarations page displays the most important information about your insurance policy. Review our step-by-step guide to access yours from State Farm.

What does a State Farm declarations page look like?

A declarations page (commonly referred to as "dec page") hosts the most important information about your insurance policy — who is covered, what is covered, and for which limits. For State Farm customers, your declarations page looks like this:

How to read your declarations page by section:

Policy number: This is your unique policy number, which you’ll need when filing a claim.
Policy term: Lists the effective date and expiration date of your policy.
Policyholder name and address: The address listed must be that of the policyholder and the primary location at which the vehicle is kept.
Vehicle information: The insured car's make, model, year and VIN are listed here.
Coverages, limits and deductibles: Lists bodily injury and property damage liability (required), as well as any elected coverages such as comprehensive, collision, etc. The limits list the maximum amount that each coverage will pay as well as any required deductible you have to pay out of pocket.
Premium: The amount you’ll pay over the course of the policy term. Can be listed as a six-month or one-year total.

This is a sample document for instructional purposes only, not a guarantee of specific customer results.

How to Read a Car Insurance Policy

Make sure you know where to find important information on your policy documents.

How to find your State Farm declarations page online

In order to access your declarations page online, you must be logged in to your account on State Farm's website. Once you're in, navigate to the circle icon in the upper right-hand corner and select documents.

Next, look for the correct "policy notice"— this may say "renewal notice" if you have just renewed your policy. Documents are organized by type of insurance, so if you have more than one policy with State Farm (auto and renters, auto and homeowners, etc) select the policy notice for the insurance product you're looking for.

By selecting the red hyperlink labeled "Policy Notice" a new tab will open up with a PDF version of your insurance documents, starting with your declarations page.

How to find your declarations page on State Farm's mobile app

If you need to access your declarations page on the go, the State Farm mobile app also keeps your documents handy.

Step 1: Log in to the State Farm app with your credentials and select the "Insurance" tab in the bottom navigational menu.
Step 2: Click on "Visit Document Center."
Step 3: Select the insurance policy you wish to view.
Step 4: Find "policy notice" (or "renewal notice"). The next screen will show your declarations page in full.

Zebra tip: Renewal is a great time to shop around

If your policy renewal premium was higher than you're happy with, consider comparing quotes with other companies. Now that you've found your declarations page, you can compare coverage exactly and ensure you are getting quoted for a comparable policy.

Advice from your agent: Compare coverages line by line

"A lot of people focus only on the cost of insurance without truly comparing coverage apples to apples. I always encourage folks to go line by line through their policy before switching. Often, you’ll discover that certain coverages were removed, limits were lowered, or deductibles were increased. It’s essential to ensure all coverages are equal first, and then compare the price."

Katie Gold — Head of Agency at The Zebra

When would I need my declarations page?

Your insurance declarations page is a key document that details all your coverages and their limits. It's especially useful in a variety of scenarios, like comparing providers, purchasing a new car, or updating your policy to include additional drivers or vehicles. Understanding how to read this document allows you to make confident decisions about your coverage, confirm you're properly protected, and make policy updates or comparisons easier.

Ready to compare quotes?

How many cars can I list under one insurance policy?

The maximum allowable number of drivers and vehicles that can be insured on any particular car insurance policy will vary by company. While there is no set standard, most insurance companies will allow their customers to insure up to 4 drivers and 4 vehicles on a single policy. This does not mean t…

Nov 7, 2016 Virginia Beach, VA

What's max amount of cars allowed on State Farm insurance policy?

To get an exact answer to your question you would need to contact State Farm directly, but generally most insurance companies will allow up to four cars on a policy. However, keep in mind that some companies have rules about how many cars you can list per number of drivers. For instance, if you onl…

Dec 14, 2018 Barbourville, KY

Does State Farm cover rodent damage to my car's electrical wiring through comprehensive coverage?

While I can't speak specifically for State Farm, most insurance companies will cover damage caused by a rodent under comprehensive coverage. This type of coverage insures against damage not caused by a car-on-car collision, and damage caused by an animal is a primary example.For specifics abou…

Jun 11, 2019 Brewster, NY

I started a claim but canceled it with no payout. Why is it on my CLUE report?

Unfortunately, if you start the claims process, the insurance company can list it on your CLUE report through LexisNexis which contains your claims history — even if there was no payout or resolution. You can dispute with State Farm to see if they will remove it, but at this point, that is really t…

Jul 7, 2019 La Mirada, CA

Browse All Questions Ask a Question