If you happen to are found guilty of DUI in Utah, your auto insurance will get more expensive — it's just a matter of how much you'll end up paying.
How does a DUI influence auto insurance premiums in Utah?
In Utah, a DUI can boost your annual car insurance premium by an average of $405. That’s 172% less than the U.S. average premium increase after a DUI.
AUTO INSURANCE AFTER A DUI IN UTAH — AVERAGE ANNUAL PREMIUM
| Area | Avg. Annual Rate — without DUI | Avg. Annual Rate — with DUI | Avg. Increase After DUI |
| Utah | $1,306 | $1,710 | +31% |
| United States | $1,548 | $2,556 | +65% |
How to find car insurance coverage in Utah with a DUI violation
Getting reasonable auto coverage after a DUI violation is far from simple. In fact, a DUI typically brings about a larger rate increase than any other driving violation — more than reckless driving, racing, or an at-fault accident. Utah is a somewhat benign place in which to be convicted of a DUI: its insurance rate raises are among America's lowest.
Affordable auto insurance after a DUI in Utah
If you have been convicted of a DUI or DWI violation in Utah, it’s critical to review available insurance options thoughtfully. Car insurance costs after a DUI can vary greatly depending on the insurer. For example, the best cheap car insurance company after a DUI in Utah, Bear River, offers yearly premiums 66% below the state mean insurance price with a DUI conviction. The second-most affordable choice for car insurance after a DUI in Utah is Iowa Farm Bureau, while the most expensive company is AAA, at 72% above average.
AUTO INSURANCE PREMIUMS AFTER A DUI IN UTAH — BY COMPANY
| Insurance Company | Avg. Annual Rate — After DUI |
| Bear River | $579 |
| Iowa Farm Bureau | $1,272 |
| GEICO | $1,514 |
| State Farm | $1,554 |
| Progressive | $1,668 |
| American Family | $1,714 |
| Farmers | $2,181 |
| Allstate | $2,197 |
There is no auto insurance company in particular that offers low-cost DUI auto insurance. The best way to save money following a DUI conviction is to compare rates.
Compare auto insurance quotes online or contact your insurance expert to gauge the choices and find a cost-effective policy.
Learn more about car insurance and DUI infractions.
Utah DUI laws
Drivers are DUI in Utah when their blood alcohol concentration measures 0.05% or higher. Commercial drivers are held to a stricter standard and are considered DUI when their BAC reads 0.04% or higher.
Drivers under 21 years old are DUI in Utah if they have any level of detectable alcohol in their system.
DUI penalties in Utah
There is a 10-year DUI lookback period in the state of Utah. Multiple DUI offenses within this timeframe result in harsher penalties and fines.
A DUI leading to injury results in enhanced fines and harsher sentencing. Penalties are also increased for a DUI with a passenger under 16 in the vehicle.
First-time DUI offenses in Utah lead to:
- 48 hours to six months in jail
- $700 to $1,000 in fines
- A 90-day license revocation with the possibility for a longer revocation period
- The possible requirement to install and use an ignition interlock device
A second DUI offense in Utah results in:
- 10 days to six months in jail
- $800 to $1,000 in fines
- License revocation for one year with the possibility for a longer revocation period
- Possible requirement to install and use an IID
Third-time DUI offenders in Utah are subject to:
- Up to five years in jail
- Up to $5,000 in fines
- License revocation for one year with the possibility for a longer revocation period
- Possible requirement to install and use an IID
DUI penalties for underage drinkers in Utah
Underage DUI offenders in Utah may be subject to the same laws and penalties as a driver who is 21 or older.
In addition, a first-time underage DUI offender will face a license suspension for two years or until age 21, whichever is longer. Two or more offenses within three years will result in a license suspension of one year.
Underage DUI offenders in Utah must also use an IID.
Sources and references:
https://www.dmv.org/ut-utah/automotive-law/dui.php
https://www.edgarsnyder.com/drunk-driving/driving-alcohol-laws/utah.html
https://www.sltrib.com/news/2018/07/18/utah-its-cops-are-bracing/
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