USAA vs State Farm
Car Insurance

USAA and State Farm are two of the biggest names in insurance, with an advertising reach to match. Chances are you've seen more than one commercial from either in the past month. USAA and State Farm were both founded in 1922. Both are widely-trusted companies, but which has the discounts, services, and customer ratings that matter most to you? See how they stack up below.

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USAA or State Farm:
Which Company is Best for You?

Discount Comparison USAA State Farm
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison USAA State Farm
Financial Strength Superior Superior
JD Power Rankings
5 out of 5
3 out of 5
User Satisfaction

A++

A++

Other Products USAA State Farm
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features USAA State Farm
About USAA is known for their award-winning service, distinguished products and making their customers' needs a priority. Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.
Roadside Assistance 24-hour roadside assistance is included in all of USAA's Extended Vehicle Protection programs. Pricing varies depending on which plan you select. Roadside assistance will pay up to $100 per occurrence of the following: towing service, flat tire change, emergency gas delivery, battery jump, and locksmith services. Substitute Transportation is available up to $250 per occurrence. Travel/Lodging Reimbursement is available up to $300 per occurrence. State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.
Additional Discounts USAA offers additional discounts for vehicles with daytime running lights and vehicles in storage, as well as a legacy discount for members under 25 years old whose parents have had USAA auto insurance. State Fram offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.
Recent Questions Can I still get car insurance if I’m not licensed and can’t drive?

I own a vehicle but, because of medical issues, I am disabled and not able to legally drive. I do ...

Where can I find state minimum insurance for a classic car?

I have a 1979 Mercedes 300 D that is rarely driven. I need to insure it to keep the registration ...

If I have insurance with State Farm in Pennsylvania and will be leasing a car through Uber Xchange, will I be able to keep my policy?

My car is too old for me to drive for Uber so I will be leasing a car through their ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. The General vs. The Hartford vs. Titan vs. Travelers vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Auto Club (AAA) vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. GEICO vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. The General vs. The Hartford vs. Titan vs. Travelers
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Additional Resources:

USAA vs State Farm

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