All Questions

Filing a windshield claim with GEICO usually won’t cause your car insurance rates to go up. These repairs fall under comprehensive coverage and are often treated as “no-fault,” meaning they don’t count against you like an at-fault accident might. Small chip repairs are sometimes even free with no d…

I'm sorry you had to deal with that, but the good news is that you should be able to get reimbursed since you were actively insured during the time you had the loan. I would call the carrier you have/had and make sure the lien information is listed correctly, and then obtain all declarations and a …

Roadside assistance coverage can vary, even within the same company, so it depends on your exact Farmers policy. In general, most auto roadside assistance programs either:Cover towing up to a certain dollar limit,Limit towing to a set mileage (often around 15 miles), orOnly pay for towing to the ne…

Most homeowners policies cover water damage unless that coverage is specifically excluded. Look at your policy to see what coverages are included. If water damage is covered on your policy, it's impoirtant to also understand the limits (the maximum amount your insurance comapny will pay for these d…

You can file a renters insurance claim without receipts, but moving forward you should keep an up-to-date inventory of your personal belongings with photos and get an appraisal for big-ticket items.If you reach out to your insurance company, they will let you know what all would be covered under yo…

I'm sorry to hear about the damage (and the sweater!). The good news is that since you are in California, glass claims should not impact your premium. In most locations, it's up to the discretion of the insurer to raise rates based on glass claims but in California, specifically, not-at-fault claim…

If you have liability coverage on your vehicle, the damage to the fence should be covered. This falls under the property damage portion of your liability policy, which pays for damage you cause to someone else's property.But filing a claim will likely count as an at-fault accident on your record, a…

SmartMiles is Nationwide’s pay-per-mile program, and it’s designed for exactly the situation you’re in — people who don’t drive much. Instead of paying a flat premium, you pay a smaller monthly base rate plus a per-mile charge. For someone driving only around 4,000 miles a year, it can often be che…

Accident forgiveness, which Nationwide offers as an optional add-on in many states, can keep your premium from going up after your first at-fault accident. However, it's the lease that makes things more complicated. With a leased car, the main thing is that you’ll usually need full coverage (liabil…

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month. Of course, you'll need coverage fo…