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How can I put my policy on hold when my car is out of commission?

We are sorry to hear that your vehicle is currently out of commission. You will need to contact your insurance company and see if putting your auto insurance policy on hold is something they can do. Each carrier is different and have different guidelines so contacting them is where you would need t…
Aug 8, 2025 Jacksonville, FL

If the value of my home goes up, do I need to increase my coverage?

The value of your home increasing is amazing for selling purposes. However, when it comes to insuring a home, insurance carriers value the dwelling (Coverage A) at a replacement cost. This means they will cover the actual amount to rebuild your home, in the event a covered peril leads to a need to …
Apr 8, 2022 Copely, Ohio

Why did my car insurance go up when I moved to a safer area?

We are sorry to hear that your insurance premium has increased so much. Insurance companies have different rating factors and zip code is one of them. As you've seen, depending on where you moved to can have a big impact on your insurance premium. Crime and traffic are factors, but so too are envir…
Apr 8, 2022 Vancouver, WA

Why did The General cancel my car insurance?

The General — like other insurers in Texas — is allowed to cancel a brand-new auto policy within the first 60 days for almost any reason. Think of it as a trial period where the company double-checks your information and risk profile. After those first 60 days are up, they can only cancel for speci…
Mar 26, 2026 Gonzales, TX

How long do I have to add my new vehicle to my existing policy?

Most car insurance policies include what's called automatic or replacement vehicle coverage. When you buy a new car, your existing policy typically extends coverage to it for a short grace period, usually between 7 and 30 days depending on your insurer. During that window, your new vehicle generall…
Sep 11, 2026 Hinton, WV

What's the difference between a vanishing deductible and accident forgiveness?

Liberty Mutual does offer accident forgiveness as an add-on in most states. The idea is simple: your first at-fault accident won’t cause your premium to increase. With a 17-year-old on the policy, that protection can be useful, since young drivers are statistically more likely to be involved in fen…
Mar 19, 2026 Portland, Oregon

How do I remove a car from my insurance policy?

You can remove a vehicle by contacting your insurerDepending on your insurance company, there are a few ways to remove a vehicle from your policy. Many major providers allow some policy changes to be made digitally— either through their website or mobile app. Others may only allow modifications thr…
Mar 2, 2026 Austin, TX

Will comprehensive insurance cover damages caused by road debris?

Sorry to hear about this! The good news is that since the debris flew off another vehicle and hit your car rather than you driving over something in the road, this should fall under your comprehensive coverage rather than collision. That distinction matters because comprehensive claims typically ha…
Sep 9, 2026 St. Marys, GA

If someone keyed my car and I file a claim, will my insurance rates go up?

I'm sorry to hear this happened to your vehicle! I would recommend getting a repair estimate before filing a claim so you've got plenty of information to base your decision on. This damage to your car would be considered an act of vandalism, which falls under comprehensive coverage. Check your decl…
Aug 8, 2025 Plano, TX

Can I insure a car with a rebuilt title?

Thanks for reaching out to The Zebra! Rebuilt, or salvage-titled vehicles, can be a little more tricky to deal with but you can still insure them.To get insurance on a vehicle with a rebuilt title, you need to find the proper insurer since not every company will offer coverage. It’s important to no…
Aug 8, 2025 Garfield, OH
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