All Questions

Accident forgiveness, which Nationwide offers as an optional add-on in many states, can keep your premium from going up after your first at-fault accident. However, it's the lease that makes things more complicated. With a leased car, the main thing is that you’ll usually need full coverage (liabil…

SmartMiles is Nationwide’s pay-per-mile program, and it’s designed for exactly the situation you’re in — people who don’t drive much. Instead of paying a flat premium, you pay a smaller monthly base rate plus a per-mile charge. For someone driving only around 4,000 miles a year, it can often be che…

The cost of your food truck insurance is going to differ depending on a number of factors, so it's very hard to even give a range. Progressive notes that general business liability coverage sold through their Advantage Agency in 2020 averaged around $53 per month. Of course, you'll need coverage fo…

Even though your vehicle is used for personal use, your vehicle itself is made for business use. If you want it insured then you will need to get commercial insurance, especially if your son-in-law has an equipment company. 

Good question! With Safe Auto (and most insurers), deductibles only apply when you have collision or comprehensive coverage. Since you only carry liability insurance, your own vehicle isn’t covered in an at-fault accident, which means there’s no deductible to pay.Here’s how it breaks down:Your car:…

Liability insurance only covers damages you directly cause. It never covers your own property. If the state seeks damages and the insurance was not active you do open yourself up to potential lawsuits for them to collect their damages.

There is no legal window where you can drive without the plates. If you are buying through a dealership they should be able to assist you on behalf of the state of Virginia in obtaining a temporary plate. You would likely just need to show insurance at the point of sale to get that done. If you are…

Generally speaking, yes — Erie Insurance is a well-regarded company that offers many of the same core coverages as larger national carriers. That said, each insurer structures policies a little differently, so it’s important to review the fine print before making a switch. Erie offers standard auto…

USAA membership isn’t extended to siblingsUSAA (United Services Automobile Association) offers some of the most competitive insurance products on the market, but membership is limited to a specific group of people. If you're considering USAA for car,home, or life insurance, it's important to unders…

Erie generally has a stronger reputation for claims than a lot of national carriers, especially in states like Ohio where they’ve been around for decades. Instead of funneling everything through a giant call center, they often work through local agents and repair shops, which can make the process f…