All Questions

Thanks for reaching out to The Zebra. Having insurance on any vehicle you drive is recommended (whether it's a rental or personal vehicle), and wanting to carry it for 75 days leaves you with two main options.Option#1 (likely the simplest) is to buy the insurance offered by the rental company, but …

Non-driving elderly car owners may still need insurance coverageWith Allstate, as with most insurers, the key thing to remember is that insurance follows the car, not the driver. That means if your mom’s aide (or anyone else) drives her car with permission, your mom’s Allstate policy would provide …

Grace periods for a new vehicle vary, so contact your insurerFor most major car insurance companies (including Progressive), you’re correct. While Oregon doesn’t give you an official grace period under state law, many insurers will automatically extend your existing coverage to a newly purchased ca…

Thanks for reaching out to the Zebra. I'm sorry to hear you're going through this! An accident is stressful enough without worrying about time limitations.The statute in North Carolina for filing a property damage claim is technically three years. However, I would recommend taking care of the claim…

We are sorry to hear that you were involved in an accident. If you and the at fault driver have agreed to have them pay for the damages out of pocket, that is within your rights. However, if you're going that route it is wise to photograph all damages, keep a paper trail of your correspondence, see…

First of all, we're very sorry to hear about the passing of your mother. Our thoughts are with you and your family. As to your question, you mention that you're not the official executor of the estate. Do you know if there is an official executor? If you're in contact with the person who is, they w…

We are sorry to hear that you were involved in an accident and to hear about your current predicament.Does the primary policy holder have the written policy so that you can see what cars are covered on it and for which coverage? If not, you may want to contact the broker that sold the insurance pol…

We are sorry to hear that your vehicle is currently out of commission. You will need to contact your insurance company and see if putting your auto insurance policy on hold is something they can do. Each carrier is different and have different guidelines so contacting them is where you would need t…

The value of your home increasing is amazing for selling purposes. However, when it comes to insuring a home, insurance carriers value the dwelling (Coverage A) at a replacement cost. This means they will cover the actual amount to rebuild your home, in the event a covered peril leads to a need to …

We are sorry to hear that your insurance premium has increased so much. Insurance companies have different rating factors and zip code is one of them. As you've seen, depending on where you moved to can have a big impact on your insurance premium. Crime and traffic are factors, but so too are envir…