All Questions

Grace periods for a new vehicle vary, so contact your insurerFor most major car insurance companies (including Progressive), you’re correct. While Oregon doesn’t give you an official grace period under state law, many insurers will automatically extend your existing coverage to a newly purchased ca…

Thanks for reaching out to the Zebra. I'm sorry to hear you're going through this! An accident is stressful enough without worrying about time limitations.The statute in North Carolina for filing a property damage claim is technically three years. However, I would recommend taking care of the claim…

We are sorry to hear that you were involved in an accident. If you and the at fault driver have agreed to have them pay for the damages out of pocket, that is within your rights. However, if you're going that route it is wise to photograph all damages, keep a paper trail of your correspondence, see…

First of all, we're very sorry to hear about the passing of your mother. Our thoughts are with you and your family. As to your question, you mention that you're not the official executor of the estate. Do you know if there is an official executor? If you're in contact with the person who is, they w…

We are sorry to hear that you were involved in an accident and to hear about your current predicament.Does the primary policy holder have the written policy so that you can see what cars are covered on it and for which coverage? If not, you may want to contact the broker that sold the insurance pol…

We are sorry to hear that your vehicle is currently out of commission. You will need to contact your insurance company and see if putting your auto insurance policy on hold is something they can do. Each carrier is different and have different guidelines so contacting them is where you would need t…

The value of your home increasing is amazing for selling purposes. However, when it comes to insuring a home, insurance carriers value the dwelling (Coverage A) at a replacement cost. This means they will cover the actual amount to rebuild your home, in the event a covered peril leads to a need to …

We are sorry to hear that your insurance premium has increased so much. Insurance companies have different rating factors and zip code is one of them. As you've seen, depending on where you moved to can have a big impact on your insurance premium. Crime and traffic are factors, but so too are envir…

The General — like other insurers in Texas — is allowed to cancel a brand-new auto policy within the first 60 days for almost any reason. Think of it as a trial period where the company double-checks your information and risk profile. After those first 60 days are up, they can only cancel for speci…

Liberty Mutual does offer accident forgiveness as an add-on in most states. The idea is simple: your first at-fault accident won’t cause your premium to increase. With a 17-year-old on the policy, that protection can be useful, since young drivers are statistically more likely to be involved in fen…