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Is it mandatory to list my adult child on my policy?
Household members must typically be listed on your auto insurance policyThanks for reaching out to The Zebra!This is actually a common concern for families. Insurance companies generally require that any person in the household be listed on your policy regardless of driving status. The reason is th…
Do I need to unfreeze my credit to get a quote?
You should be able to get preliminary rates with your credit still frozen. However, in order to run all of the reports (credit, claims history, violation history, etc.) and finalize your auto insurance rates, many carriers will require a credit check which would require you to unfreeze your credit.…
Can my fiancé and I share an insurance policy?
Thank you for reaching out to us here at The Zebra. You can call our agency at 888-444-8949 to speak to one of our Licensed Insurance Advisors. They can shop you around with carriers we partner with in your state, in order to find you the best policy that meets your needs. If you are interested, yo…
Am I covered while I'm moving to a new state?
I'm so sorry to hear about your accident during such a transitional and inconvenient time! I would contact your insurance company in Oregon and talk to the claims department to see if this will be covered. Many companies provide a grace period for you to obtain other insurance while you are moving …
Am I being overcharged for my insurance policy?
I'm sorry to hear about how you're being overcharged for your insurance! It is true that having an SR-22 will significantly impact your premium, but it sounds like you might be having issues getting a hold of your agent, as well. Feel free to shop around, if you'd like to look at other options. You…
Will my auto insurance cover damage to a fifth-wheel camper, or should I use my RV insurance?
I'm so sorry to hear about your accident! The best thing to do would be to contact your RV insurance claims department to see how they want to handle the claim. How this claim pays out will be dependent on the details of the accident. They can refer you to your auto insurance claims department if …
Should I get my own insurance or stay on my parents' AAA policy?
If your mom has an umbrella policy through AAA, and you live in her home, she likely has to list you as a driver on her full coverage policy. That’s a common requirement for umbrella coverage. Insurers want to make sure all household drivers are accounted for.Your presence on the policy might also …
Do I need long-term rental car insurance?
Thanks for reaching out to The Zebra. Having insurance on any vehicle you drive is recommended (whether it's a rental or personal vehicle), and wanting to carry it for 75 days leaves you with two main options.Option#1 (likely the simplest) is to buy the insurance offered by the rental company, but …
Should we keep car insurance for an elderly driver?
Non-driving elderly car owners may still need insurance coverageWith Allstate, as with most insurers, the key thing to remember is that insurance follows the car, not the driver. That means if your mom’s aide (or anyone else) drives her car with permission, your mom’s Allstate policy would provide …
What is the grace period with Progressive?
Grace periods for a new vehicle vary, so contact your insurerFor most major car insurance companies (including Progressive), you’re correct. While Oregon doesn’t give you an official grace period under state law, many insurers will automatically extend your existing coverage to a newly purchased ca…