All Questions

A claim on one policy can affect your other auto policy’s ratesThank you for reaching out to The Zebra about this situation. Insurance can get quite confusing, especially with multiple cars and policies.Anytime you file a claim, it is reported between insurance companies. This report is called the …

Great question!Trim and VIN locations can be hard to find with the wide variety of cars and trucks we have today. Even when you find it, it's not always easy to interpret. Typically if you look at the back of the vehicle it should list the trim; usually on the trunk. For example, if you were to loo…

Thank you for reaching out to The Zebra!Great question. The short answer: yes, your insurance policy, your driver's license as well as your vehicle registration should all have the same (current) address. Let's explore the reasons why you should get this done quickly after a move.It's very importan…

Thank you for reaching out to The Zebra!Car insurance can be very confusing, especially when it comes to who is listed on the title and who needs to be listed on the policy. In insurance we want all registered owners of the vehicle to be rated, listed, or excluded on the policy. Rating a driver mea…

Thank you for reaching out to The Zebra! This is an excellent question. There are very few carriers in the state of Florida that will write that high of liability coverage. The insurance companies that we offer here at The Zebra will offer up to 250/500.  What this means is if you are at fault for …

Thanks for reaching out to The Zebra!This is a great question. Insurance terms can be really confusing. The term "full coverage" can mean a lot of different things.  So when you purchase liability, uninsured liability, and comprehensive and collision then you and your vehicle are covered if you are…

This is an excellent question, thanks for asking! Home insurance can definitely be confusing.The "DP" in DP-1 and DP-3 stands for "Dwelling Policy."  These policies are typically reserved for homes that you own that are rented to a tenant. Dwelling policies may also apply to vacation homes or homes…

Which spouse is primary usually won’t change your rate much with clean recordsThis is an excellent question! Insurance is very complex, so trying to find the best rate can be a challenge. In this instance with both you and your wife having clean records and being close in age, the rate shouldn't be…

This is an excellent question. Insurance carriers reserve the right to add anyone that they pull that has used your daughter's address for a mailing address, especially if that person shares a last name and it's where the insured vehicle is garaged for most of the time.They are typically given 30-6…

Typically, yes, your property inside the car will be covered by the personal property coverage on your homeowners or renters coverage. Any damage to your car would be covered by your auto insurance policy, but the personal property should be covered by your renters insurance policy, and that includ…