All Questions

Yes, you can. AAA roadside assistance is a standalone membership, so you don’t need to have your car insurance through AAA to use it. But if you're budget-conscious, it’s a good idea to compare what AAA offers with other programs—some may offer similar coverage at a lower price.What does AAA roadsi…

Thank you for reaching out to The Zebra! This is a great question. Car insurance is much more dependent on your age than home insurance. When it comes to home insurance, the age of the house is usually a much more important factor than the age of the homeowner! However, some carriers will use your …

Thanks for reaching out to The Zebra! Let's dive into your question and provide some clarity.First, whether or not you need gap insurance depends on a few factors: whether or not the car is brand new, how much of a downpayment you put down, how well it holds its value, and whether or not gap insura…

Thank you for reaching out to The Zebra. This is a great question, and I'm sure the high rate is getting frustrating after almost three years. Reckless driving is, unfortunately, considered a major violation. However, these violations typically start to fall off your record after a period of time. …

Thank you for reaching out to The Zebra. This is an excellent question! When you finance a vehicle through a credit union or bank, they will require you to carry state minimum coverages, as well as comprehensive and collision coverage, on your vehicle. When you get approved for an auto loan the len…

Greetings!Thank you for reaching out to The Zebra. This is a great question that can go in a few different directions. But first, let's address how these are different. Personal property coverage will provide coverage to any personal belongings in the home. Basically, if you were to take the roof o…

I'm sorry to hear about your accident, and I hope your dogs recover quickly!Some car insurance companies do offer coverage for situations like this. For example, Erie Insurance provides up to $500 per pet if they're injured while riding in your vehicle during an accident.Since this accident was som…

I'm sorry to hear about your recent accidents. GEICO does reserve the right to non-renew your policy based on the number of claims you had. This is normal for insurance companies. The answer isn't always simple, and in my experience, I've seen the outcome go both ways.Making claims can be complicat…

It might feel unfair, but yes, insurance companies like Allstate can decide not to renew your policy, even for things like hail damage. The bottom line is that insurance companies are businesses, and if your overall claims history signals too much risk, they may decide it’s no longer profitable to …

It is normal for insurance companies, including Allstate, to require anyone in the household (of driving age) to be listed on a policy, "just in case." Even if you don't ever plan on driving their cars, insurers know that things come up and there is always a small chance. For example, if you're rid…