All Questions

Thanks for reaching out to The Zebra! You're not alone in noticing this — wind damage deductibles can be surprisingly high, especially in certain areas.In your case, it's likely that the wind or hail deductible is based on a percentage of your home's insured value, also called dwelling coverage. Fo…

Thanks for reaching out about this! In short, yes, this will affect your insurance. Buying a home is a big life event and can be stressful even without surprises, so discovering that things weren't done according to code or local regulations can be incredibly frustrating (and potentially unsafe). C…

You may get a refund for overlapping auto insuranceThanks for reaching out to The Zebra! I can see how this is confusing for you. AAA is known for its quality customer service, so this can likely get taken care of by reaching out to the company.Now, it's normal for other drivers to be listed on a p…

Thank you for reaching out to The Zebra! The best answer to your question is: it depends. The price can vary quite drastically if you were to rate one newer vehicle versus two older vehicles. The cost of car insurance isn't as cut-and-dry as simply comparing a new car with an old car, but many diff…

Thank you for reaching out to The Zebra!Insurance quoting and rating is a very complex process, and it can get a little confusing. When you quote something on our website, the coverages you were quoted might not be exactly the same which can cause variances in the price. Specifically in Florida, th…

USAA membership does not automatically extend to grandchildrenUSAA membership is limited to military members and their direct families. That means spouses and children of USAA members are typically eligible to join. However, it does not skip a generation — grandchildren can only qualify if their pa…

Thank you for reaching out to The Zebra! There are a number of reasons that a quote can be different with the same company. One reason is that one of the quotes could have had all the reports run, while another might not have. The "reports" I'm referring to are things we insurance folks call MVR & …

Thank you for reaching out to The Zebra. These are excellent questions!Because you have power of attorney, you are legally allowed to make decisions on behalf of your husband. If you contact his insurance company and provide a copy of the power of attorney you should be able to make any changes, li…

There are a couple of things to consider in your situation. Any grace period would depend on the exact details of your current policy. While most policies do include a grace period, it really depends on your current company. If there is a grace period, it would apply to the new car as long as you k…

That really comes down to weighing the potential rate increase against the cost of paying for the repairs yourself. The good news is that Amica is known for excellent customer service, so if you do choose to file a claim, the process should be smooth and straightforward.Let’s break down your option…