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If I use The Zebra, can I make sure I'm covered by my preferred company?

We work with a wide variety of insurance providers, including Progressive. (For others with a similar question about a different provider, you can find the current list of companies we partner with here.)If your preferred provider didn't show up for you, give our agents a call. We can run a quote m…
Jan 17, 2025 Cleveland, Ohio

Should I inform my insurance company about my infrared sauna?

Inform your insurer about new features like a home sauna to ensure coverageThank you for reaching out to The Zebra!Yes, you will absolutely want to contact your current homeowners insurance company to let them know you've installed the sauna. Making upgrades or remodeling your home can impact your …
Feb 27, 2026 Dorchester, IA

Will my homeowners coverage cover my condo if it's a rental?

Thank you for reaching out to The Zebra!Your HO-6 (condo insurance) liability policy will not cover your condo while it's being used as a short-term rental. This has become a much more common scenario over the last few years as remote work and home-sharing websites are increasingly popular. Renting…
Mar 18, 2026 Destin, FL

Should I add a property manager as an additional insured?

Thank you for reaching out to The Zebra! This is a great question, and with people owning vacation homes or short-term rentals, it comes up fairly frequently these days. It's common for a property management company to want to be listed as an additional interest on your insurance policy. Most insur…
Feb 14, 2024 Whidbey Island, WA

Why did my rates go up when I have a clean driving record?

Thanks for reaching out with your question! Unfortunately, you're not the only one who feels like your car insurance is more expensive than in the past. When your auto insurance premium rises, it doesn't always mean you've done something wrong, though. Let's talk about some potential reasons for th…
Feb 8, 2024 Hot Springs, AR

Do parking tickets affect insurance rates?

A parking ticket or two won’t impact your insurance—especially if paid on time. However, accumulating multiple unpaid tickets over a few years can lead to consequences that may indirectly affect your rates.Unlike moving violations, parking fines aren’t added to your driving record since they’re tie…
Feb 5, 2025 Atlanta, GA

If I'm not on the mortgage, can I still get homeowners insurance?

Thank you for reaching out to The Zebra! The short answer is yes, you should be able to get insurance on the house, but it might not be straightforward. You will likely have to make a couple of calls to get this sorted out the way that both the insurance company and mortgage company want.You will n…
Oct 16, 2025 Memphis, TN

Can I remove a vehicle from my policy if it is broken down?

Thank you for reaching out to The Zebra!I would recommend keeping insurance on your vehicle even though it is inoperable. It will help you maintain continuous insurance which will help you get better rates in the future once you decide if you're fixing the car. Also, if your vehicle is damaged by f…
Aug 8, 2025 Pensacola, FL

Why is it so difficult to find insurance after a lapse in coverage?

Thank you for reaching out to The Zebra! I'm sorry to hear that you're having difficulty finding insurance after experiencing such a devastating event like losing your home. Auto insurance companies rate heavily on whether or not you have prior insurance or not. Any lapse in coverage (even that of …
Oct 16, 2025 New Prague, MN

Will an insurance company let you underinsure a home?

Thank you for reaching out to The Zebra! Every insurance company is a little bit different. Most will not allow you to insure a home underneath its replacement cost. Here at The Zebra, we do not sell any home or rental properties for less than their replacement cost. One option that might fit your …
Oct 16, 2025 Lexington, KY
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