All Questions

You can’t remove a household driver without separate coverageGenerally you can't remove a household member from your policy unless they have their own separate insurance coverage. You should have the option to exclude your son from the policy if you don't want him to impact your rate, but that mean…

The reason banks require comprehensive and collision coverage on a vehicle in storage is because it could be damaged by a fire or a collapse of the building in which it is stored. In addition to the bank, Massachusetts requires any vehicle registered in the state to also be insured. If you took the…

In situations where a car door is opened and subsequently hit, fault is generally with the person who opened the door. There are scenarios where both drivers may share liability and each situation is different, so it's difficult to say with any certainty where fault lies. Your best bet is to contac…

Here is a simple breakdown of the process to transfer ownership of the vehicle to your son as a gift in Texas:You (the giver) and your son (the recipient) will both need to fill out and sign the "Assignment of Title" section on the vehicle's title.You will both need to fill out and sign the 130-U f…

Most, if not all, insurance companies require that any household members of driving age be listed on your policy. In most states, however, you have the option to exclude household members so they don't impact your rate and are not insured under your policy. In the event that an excluded driver is i…

Alabama requires that registered vehicles must also be insured. If your registration tags expire and you want to renew them then you must have active auto insurance before the new tags will be issued. If you let the tags expire and you are no longer planning on driving the vehicle then you would no…

Regardless of the amount of damage caused in an accident, drivers should still exchange insurance information. Normally if the police are called and a report is written the information of both drivers is documented, including insurance information. You can request a copy of the police report which …

If you are filing a claim with your insurance company then the simplest solution is to provide them with pictures of the damage from the accident scene. They will investigate the accident and pay for any damage for which you are liable. Whether or not they cover the damaged tail light will not make…

You will need to transfer the title of the vehicle to the new buyer. It is important that you fill in all of the appropriate areas required in the title certificate when selling the vehicle to another party. Once the buyer has the title in their name then they will need to title and register the ve…

While excessive claims can cause your rate to increase or impact your ability to find coverage with other companies, one single glass claim is unlikely to cause much, if any, impact. Generally, glass claims are the least likely to cause a rate increase or a non-renewal with your current company. If…