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If I'm no longer driving my car in Georgia, do I have to carry insurance and registration on the car?
No, in Georgia you don't have to keep car insurance for a vehicle that you are no longer driving, but you will more than likely be required to cancel the vehicle's registration. Canceling your registration should not affect your ability to sell the vehicle, but just to be sure I would contact the G…
What do I do if my car is hit by an object that came off of someone else's vehicle?
Filing a police report and contacting your insurance provider would be my recommendation. Doing this allows the police to search for the driver pulling the trailer while your insurance company starts the repair process on your vehicle. The driver of the truck should be responsible, but it may be di…
Does North Carolina accept proof of insurance on my phone if I were to get pulled over?
Good news! North Carolina now allows for digital proof of car insurance so you no longer need to print a hard copy to keep in your vehicle and can instead use your phone. In fact, as of October 2022, 49/50 states and Washington D.C. now permit drivers to use an electronic insurance card during a tr…
Can I get car insurance if my spouse has a revoked license?
Most companies will not insure a driver with a revoked license, even if there is a driver on the policy whose license is valid. Your spouse must be listed on your policy since you are married, but she does not have to be covered as a driver. You can request to have your wife excluded from coverage …
If I hit a pole at a gas station and damaged my car will my policy cover the cost of fixing it?
In this situation, your policy will need to include collision coverage in order for the damage to be covered. State laws do not require this type of coverage so it's possible that it's not part of your policy. If you're unsure whether or not you have it, we recommend contacting your insurance provi…
Does a vehicle need car insurance if its in storage in Virginia?
In Virginia, if a vehicle is not registered, parked on private property, and not being driven, then it does not need to be insured. Virginia law does require that a vehicle be insured before it is registered, so you'll want to keep in mind if it starts getting used for more than just storage, but f…
Why am I at fault if I swerved to miss a car that ran me off the road?
In most single-vehicle accidents, the driver involved is normally considered at-fault because there simply isn't another person on which to place blame. The situation might have very well gone in your favor if the other driver had made contact with your vehicle, but it would be next to impossible t…
Does car insurance cover rodent damage?
Sorry to hear about your misfortune! Luckily enough, you should be able to file this claim through your insurance company assuming that you have comprehensive coverage on your policy. Comprehensive covers most damage to your vehicle that wasn't the result of an accident. This would include things l…
Does car insurance cover a uhaul?
Renting a U-haul is much like renting a car. Consider the size of the vehicle you will be renting. Generally speaking, if the vehicle has a full 1-ton towing capacity (normally designated as an F-350 or 3500 on the vehicle) or smaller then your policy will extend to cover that vehicle just like ren…
Does having car insurance build credit?
You are correct that, in the majority of states, credit has an impact on your overall rate. However, maintaining car insurance and paying your bill on time will not result in a significant impact on your credit score like making timely credit card payments. Your auto insurance policy is not directl…
