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How many cars can I list on my State Farm policy?
Most insurers cap policies at four vehicles, requiring a second policy for moreMost insurers, including State Farm, cap a single policy at 4 drivers and 4 vehicles. But if your household includes more—like a few teen drivers and multiple cars—don’t worry. It’s common, and there’s a simple solution.…
Is there a way to get car insurance quotes without having a car first?
You don't have to physically own or possess a vehicle to get a car insurance quote, but you will at least need a year, make, and model of a vehicle you're interested in purchasing to get a quote.The great thing about The Zebra is that it's easy to compare quotes for any vehicle you may be intereste…
Can another driver file a claim on my insurance if they were hit by someone else driving my vehicle?
Since insurance coverage follows your vehicle then your policy would pay primary for damage caused by your car even if someone else was driving. That being said, it is possible that through the details of the accident the other driver could very well be considered at fault, in which case, the other…
What is a reinsurance facility?
Sure! In North Carolina, the reinsurance facility is basically a non-profit organization that allows insurance companies to pool the risk of high-risk drivers to keep rates low for consumers and create less risk for insurance companies themselves. Since car insurance rates in North Carolina are cap…
If I'm no longer driving my car in Georgia, do I have to carry insurance and registration on the car?
No, in Georgia you don't have to keep car insurance for a vehicle that you are no longer driving, but you will more than likely be required to cancel the vehicle's registration. Canceling your registration should not affect your ability to sell the vehicle, but just to be sure I would contact the G…
What do I do if my car is hit by an object that came off of someone else's vehicle?
Filing a police report and contacting your insurance provider would be my recommendation. Doing this allows the police to search for the driver pulling the trailer while your insurance company starts the repair process on your vehicle. The driver of the truck should be responsible, but it may be di…
Does North Carolina accept proof of insurance on my phone if I were to get pulled over?
Good news! North Carolina now allows for digital proof of car insurance so you no longer need to print a hard copy to keep in your vehicle and can instead use your phone. In fact, as of October 2022, 49/50 states and Washington D.C. now permit drivers to use an electronic insurance card during a tr…
Can I get car insurance if my spouse has a revoked license?
Most companies will not insure a driver with a revoked license, even if there is a driver on the policy whose license is valid. Your spouse must be listed on your policy since you are married, but she does not have to be covered as a driver. You can request to have your wife excluded from coverage …
If I hit a pole at a gas station and damaged my car will my policy cover the cost of fixing it?
In this situation, your policy will need to include collision coverage in order for the damage to be covered. State laws do not require this type of coverage so it's possible that it's not part of your policy. If you're unsure whether or not you have it, we recommend contacting your insurance provi…
Does a vehicle need car insurance if its in storage in Virginia?
In Virginia, if a vehicle is not registered, parked on private property, and not being driven, then it does not need to be insured. Virginia law does require that a vehicle be insured before it is registered, so you'll want to keep in mind if it starts getting used for more than just storage, but f…
