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Should I buy a car first, or the insurance first?
You can't exactly buy insurance before you’ve picked a car, because the insurer needs specific information about the vehicle. However, you can’t legally drive off the lot without insurance, either. It can be slightly stressful sitting at the dealership, trying to get your insurance in order. Planni…
What coverage do I need if I hit a deer?
Normally when you are driving and hit something in the road then the damage would be covered under collision. However, hitting a deer (or any other animal) is considered a comprehensive claim since it is an unexpected variable and falls under the category of an "act of god," much like hail damage o…
Do I have to list my spouse on my policy if she isn't driving?
Your spouse must be listed on your insurance policy regardless of driving status. Since insurance is all about properly rating risk, companies will require that your spouse be listed on your policy to know who they are and are not covering. In most instances, if your spouse won't be driving then yo…
Does car insurance cover a locksmith?
If you have roadside assistance on your insurance policy then it is extremely likely that your policy will cover a locksmith to unlock your vehicle. You might even be able to get your vehicle "re-keyed" under your roadside assistance coverage if you aren't able to find your keys. Not all roadside a…
