Does your American auto insurance policy cover driving in Mexico?
Why you can trust The Zebra
The Zebra partners with some of the companies we write about. However, our content is written and reviewed by an independent team of editors and licensed insurance agents, and never influenced by our partnerships. Learn more about how we make money, review our editorial standards, reference our data methodology, or view a list of our partners.
Although your US driver’s license is valid in Mexico, a typical American auto insurance policy will not cover you once you cross the border. Some of the most affordable insurance companies sell additional Mexico car insurance endorsements and coverage options that extend coverage into Mexico. See below for more information on popular Mexican car insurance companies and the best ways to stay insured when driving into America's neighbor to the south.
Many American insurance companies provide additional coverage you can purchase for a trip to Mexico. Call your insurance company ahead of time to append this coverage to your policy, and be sure to remove it after you return to the states.
Allstate’s “Mexico Tourist Auto Insurance” program partners with Mexican auto insurance companies to provide coverage south of the border. Allstate Mexican Tourist Auto Insurance coverage includes:
To qualify for Allstate's Mexican auto insurance, you must have a similar US policy and be older than 21. Allstate does not offer coverage for rental cars in Mexico.
Like Allstate, GEICO requires its customers to purchase a Mexico Tourist Auto Policy. This coverage includes standard and extended options:
GEICO's Mexican car insurance policies are written by Grupo Nacional Provincial and El Aguila Compania de Seguros, which also provide coverage for watercraft. You can find coverage in Mexico for your powerboat, yacht, personal watercraft, or sailboat.
Progressive offers coverage in Mexico for cars, RVs, and motorcycles. Progressive breaks its Mexican insurance coverage into three tiers:
Liberty Mutual partners with MexPro to insure cars, RVs, motorcycles, and other towable vehicles. Below are Mexico coverage options available via Liberty Mutual and MexPro:
GEICO, Allstate, and Progressive are not the only companies with Mexico car insurance options. See other options below:
Although many insurance policies in the US extend to cover rental vehicles, driving in Mexico may complicate matters. If you’re traveling to Mexico and planning on renting a car, your US policy may not cover you. You should purchase a rental policy from a Mexican insurance company to cover your rental.
If you’re driving to Mexico, make sure your vehicle is probably insured. Contact your insurance company and add Mexican coverage for the duration of your stay. Aside from insurance, you may need to look into other permits specific to your location in Mexico. Consult your insurance company to learn more about the specifics.
If you're looking to upgrade your domestic insurance policy, use The Zebra's car insurance rate comparison tool to find an affordable policy today!
The Zebra is not an insurance company. We publish data-backed, expert-reviewed resources to help consumers make more informed insurance decisions.
The Zebra’s insurance content is written and reviewed for accuracy by licensed insurance agents.
The Zebra’s insurance content is not subject to review or alteration by insurance companies or partners.
The Zebra’s editorial team operates independently of the company’s partnerships and commercialization interests, publishing unbiased information for consumer benefit.
The auto insurance rates published on The Zebra’s pages are based on a comprehensive analysis of car insurance pricing data, evaluating more than 83 million insurance rates from across the United States.