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Geico vs Allstate
Car Insurance

Geico or Allstate: Which Company is Best for You?

Geico and Allstate are among the top 3 largest car insurance providers in the US. Both companies are ranked 81 or higher by Consumer Reports, maintain A+ financial strength ratings with AM Best, and offer 24/7 customer service and claims reporting.

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Discount Comparison Geicovs. Allstate
Discount Comparison Geicovs. Allstate
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Geicovs. Allstate
Financial Strength Superior Superior
JD Power Rankings

3 out of 5

3 out of 5

User Satisfaction
N/A
A
Other Products Geicovs. Allstate
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Geicovs. Allstate
About

Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.

Allstate gives quality protection at a great price, complete with personal attention and service you need to choose coverage that makes the most sense for you.

Roadside Assistance

You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.

Every Allstate customer has access to Allstate's 24/7 Roadside network with no annual fee. This pay-per-use coverage allows you to pay only for service when you need it (typically with a charge of $99 per tow and $84 for other services like tire changes, jump starts, fuel delivery and locksmith services). For prepaid options, you may choose Allstate Motor Club for full coverage or elect to add Towing & Labor Coverage to your auto policy.

Additional Discounts
  • Geico offers an additional discount for vehicles with daytime running lights.
  • Allstate offers additional discounts for utility vehicles, farm vehicles, seniors, and the newly retired.
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States Offered

The financial strength rating, categorized from Poor to Superior, is an independent assessment of a company's financial strength and a company’s ability to meet their ongoing insurance obligations when it comes to things like paying claims.

The J.D. Power rating, scored from 2 to 5, is an independent measure of customer satisfaction around the handling of claims. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong.

The User Satisfaction rating, graded from F to A+, is the Better Business Bureau’s assessment of how well the business is likely to interact with its customers, and is based on multiple factors including customer complaints and transparent business practices.