Kansas Car Insurance with a DUI

If you're cited for DUI in Kansas, your car insurance rates are bound to rise: it's just a question of how much extra you'll pay. If you're convicted of a DUI violation, it's important to shop wisely and compare insurance rates to find the most affordable option for you.


How to find affordable car insurance in Kansas after a DUI


Getting inexpensive auto insurance after a DUI conviction isn’t easy. In fact, a DUI often results in a greater rate hike than any other driving transgression — more than racing, reckless driving, or an at-fault accident.


The best, cheapest car insurance with a DUI in Kansas

If you’re convicted of a DUI or DWI offense in Kansas, it’s crucial to consider each of your insurance options thoughtfully. Car insurance rates with a DUI often fluctuate widely by insurer. For example, the least expensive auto insurance company with a DUI in Kansas, American Family, provides yearly rates 43% more affordable than the statewide average insurance premium after a DUI conviction. The next-cheapest choice for car insurance with a DUI in Kansas is State Farm, while the priciest firm is Shelter, with rates 70% above average.


CHEAP CAR INSURANCE COMPANIES FOR DRIVERS WITH A DUI
Insurance CompanyAvg. Annual Rate — After DUI
American Family$1,285
State Farm$1,302
Progressive$1,830
Farmers$2,449
Allstate$2,599
Iowa Farm Bureau$2,802

There’s no auto insurer in particular offering inexpensive DUI auto insurance. The easiest way to save post-DUI citation is to assess your options.

Compare auto insurance quotes online or contact your insurance agent to gauge the choices and discover a sensible option.

Learn more about car insurance and DUIs.


How does a DUI affect car insurance rates in Kansas?


In Kansas, a DUI will raise your annual car insurance premium by an average value of $616. That’s 78% less than the nationwide average premium hike after a DUI.


CAR INSURANCE WITH A DUI IN KANSAS — AVERAGE ANNUAL PENALTY
LocationAvg. Annual Rate — no DUIAvg. Annual Rate — with DUIAvg. Increase After DUI
Kansas$1,622$2,238+38%
U.S.$1,548$2,556+65%

Looking for cheaper insurance after a DUI? Compare rates today!

or
Location pin icon
glyph-shield-checkmarkNo junk mail. No spam calls. Free quotes.

Kansas DUI laws

Kansas considers drivers DUI if their blood alcohol concentration measures a 0.08% or higher. Commercial drivers are DUI in Kansas if their BAC reads 0.04% or higher.

As a zero-tolerance state, Kansas considers those under the legal age of 21 to be DUI if their BAC measures a 0.02% or higher.


DUI penalties in Kansas

Kansas applies enhanced penalties for DUIs involving:

  • Passengers who are younger than 14 in a car driven by someone who is DUI
  • BAC readings of 0.15% or higher
  • DUIs that cause accidents, injuries, or death

Kansas recently lowered its lookback period from considering a lifetime of past DUI offenses to a period of 10 years.

First-time DUI offenses in Kansas lead to:

  • 48 hours to six months in jail
  • $750 to $1,000 in fines
  • License suspension for 30 days
  • Restricted license for 330 days following suspension
  • Possible requirement to perform 100 hours of community service
  • Required completion of an alcohol safety education or treatment program
  • Possible vehicle impoundment for up to one year

A second DUI offense in Kansas results in:

  • 90 days to one year in prison (five days must be consecutive)
  • $1,250 to $1,750 in fines
  • License suspension for one year
  • Must use an ignition interlock device for one year after license suspension
  • Required completion of an alcohol safety education or treatment program
  • Possible vehicle impoundment for up to one year

A third DUI offense in Kansas is a felony. Penalties for a third offense are:

  • 90 days (minimum) to one year in prison
  • $1,750 to $2,500 to in fines
  • License suspension for one year
  • Must use an IID for one year after license suspension
  • Required completion of an alcohol safety education or treatment program
  • Possible vehicle impoundment for up to one year

Like the third DUI offense, a fourth DUI in Kansas is a felony and is punishable by:

  • 90 days (minimum) to one year in prison
  • A $2,500 fine
  • License suspension for one year
  • Must use an IID for one year after license suspension
  • Transferred to custody of the Secretary of the Department of Corrections after release for one year of supervision and required to complete an alcohol safety education or treatment program
  • Possible vehicle impoundment for up to one year

Five or more DUI offenses result in the same penalties as a fourth, with the added penalty of a permanent lifetime driver's license revocation.


DUI penalties for underage drinkers in Kansas

Kansas is a zero-tolerance state. Those under the age of 21 and found to have a BAC of 0.02% or higher are considered DUI.

For a first-time underage DUI, offenders will:

  • Receive a license suspension for 30 days
  • Be given restricted driving privileges for 330 days, requiring an IID

A second underage DUI offense leads to:

  • A one-year suspended license

Sources and references:

https://www.ksdot.org/burtrafficsaf/brochures/pdf/duibrochure05.pdf

https://www.ksdot.org/burTrafficSaf/brochures/pdf/ksduilaws.pdf

https://www.edgarsnyder.com/drunk-driving/driving-alcohol-laws/kansas.html

https://www.dmv.org/ks-kansas/automotive-law/dui.php

https://www.crammlawfirm.com/kansas-law-has-recently-changed-the-look-back-period-for-dui-offenses-from-lifetime-to-ten-years/

Drunk Driving Statistics

The ZebraThe nation's leading independent insurance comparison site

The Zebra is an independent insurance advisor and quote comparison site with headquarters in Austin, Texas. Utilizing its real-time quote comparison tool, The Zebra partners with companies such as Allstate, Liberty Mutual, and Progressive to help consumers browse pricing, coverage, and service level for both home and auto insurance policies.