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Geico vs State Farm
Car Insurance

Geico or State Farm: Which Company is Best for You?

Geico and State Farm are the 2 largest car insurance providers in the US. Both companies are ranked 83 or higher by Consumer Reports, maintain A+ financial strength ratings with AM Best, and offer 24/7 customer service and claims reporting.

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Discount Comparison Geicovs. State Farm
Discount Comparison Geicovs. State Farm
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison Geicovs. State Farm
Financial Strength Superior Superior
JD Power Rankings

3 out of 5

4 out of 5

User Satisfaction
N/A
B+
Other Products Geicovs. State Farm
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features Geicovs. State Farm
About

Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers.

Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.

Roadside Assistance

You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire.

State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.

Additional Discounts
  • Geico offers an additional discount for vehicles with daytime running lights.
  • State Fram offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.
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States Offered

The financial strength rating, categorized from Poor to Superior, is an independent assessment of a company's financial strength and a company’s ability to meet their ongoing insurance obligations when it comes to things like paying claims.

The J.D. Power rating, scored from 2 to 5, is an independent measure of customer satisfaction around the handling of claims. A higher J.D. Power Rating is a good indicator that a carrier will treat you well should something go wrong.

The User Satisfaction rating, graded from F to A+, is the Better Business Bureau’s assessment of how well the business is likely to interact with its customers, and is based on multiple factors including customer complaints and transparent business practices.