GEICO vs Auto Club (AAA)
Car Insurance

Geico and AAA are among the largest car insurance providers in the US. Both companies maintain A+ financial strength ratings with AM Best, offer competitive rates and discounts, and 24/7 claims reporting.

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GEICO or Auto Club (AAA):
Which Company is Best for You?

Discount Comparison GEICO Auto Club (AAA)
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings Comparison GEICO Auto Club (AAA)
Financial Strength Superior Good
JD Power Rankings
3 out of 5
2 out of 5
User Satisfaction

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Other Products GEICO Auto Club (AAA)
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other Features GEICO Auto Club (AAA)
About Geico uses a direct-to-consumer sales model rather than relying on independent agents to provide exceptional service and superior coverage to their valued customers. Auto Club provides its customers with customizable payment options, competitive rates and excellent features.
Roadside Assistance You can use a mobile app to request service from Geico's Emergency Roadside Service, which will assist you if you need a tow, are locked out of your car, run out of gas, have a dead battery or flat tire. AAA offers three tiers of 24-hour Road Service: Classic, Plus and Premier, which all include towing, emergency starting, battery service, flat tire assistance, locksmith service, fuel delivery, and extrication/winching service. AAA membership covers you, not your vehicle, so you can call whether you are in your own car, a friend’s car, or a rental. Each AAA cardholder is entitled to four Roadside Assistance service calls or reimbursements per membership year at no charge.
Additional Discounts Geico offers an additional discount for vehicles with daytime running lights. AAA offers an additional Garage Parking Discount, and maintains a wide-ranging rewards program for AAA members.
Recent Questions I have two not at-fault accidents

I have 1 and potentially another big claim on my insurance record, but they are both not at-fault. Last December ...

Can someone file a claim if it’s been 4 days and there are no pictures from the accident?

I rear ended someone 4 days ago and when we both looked at our vehicles we realized that there was ...

Are deductibles company specific?

I am changing insurance companies from The Hartford to Geico. I got into a car accident August 2017 while covered ...

My insurance went up because the state changed it’s legislation?

I live in Las Vegas and have GEICO insurane. I am coming up on my 6 month renewal. Without any ...

See More Questions
Customer service for AAA roadside assistance only versus AAA auto insurance?

Is someone who has AAA Roadside assistance with AAA as valuable to AAA as someone who has automobile insurance through ...

What do I do if my vehicle was totaled while parked?

My car was totaled while it was parked. I’m with AAA and they’re with Mercury. Mercury is now telling me ...

What steps do I need to take to gift a car to my son in Texas?

I am in the process of giving my son a 1999 Lincoln Towncar. What do we need to do to ...

Can I get AAA roadside assistance without having insurance with them?

I’m very happy with my auto insurance provider, but I would like a more comprehensive roadside assistance plan. Is it ...

See More Questions
Compare More vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA vs. 21st Century vs. Allied vs. Allstate vs. American Family vs. Amica Mutual Insurance vs. Erie vs. Esurance vs. Farmers vs. Foremost vs. Infinity vs. Liberty Mutual vs. Mercury vs. MetLife vs. Nationwide vs. Progressive vs. Safe Auto vs. Safeco vs. State Farm vs. The General vs. The Hartford vs. Titan vs. Travelers vs. USAA
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GEICO vs Auto Club (AAA)

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