Progressive vs State Farm Car Insurance

Compare all car insurance companies at once.

Your information is secure.

Progressive or State Farm:
Which Company is Best for You?

Choosing a car insurer can be tricky: every company's rates differ based on your location, age, and driving history, and insurers offer a variety of perks. Progressive and State Farm are two of the most popular insurance companies, selling competitively priced coverage in most states.

In an effort to simplify the process of comparing insurance companies, we collected average rates from State Farm and Progressive. These take into consideration a variety of rating factors, including credit quality, driving record, and demographics. Compare rates and find your next car insurance policy today.


Progressive vs. State Farm: insurance rate comparison


Progressive vs. State Farm: by credit level

If you have extremely bad credit, State Farm could be the way to go. Typically, State Farm offers lower premiums than Progressive for drivers with credit scores of lower than 580. Drivers with excellent credit — a score of 800-plus — should lean toward Check out common insurance costs by credit level for State Farm and Progressive below.


RATES BY CREDIT LEVEL: State Farm VS. Progressive
Credit levelProgressive avg. annual premiumState Farm avg. annual premium
Very Poor (300-579)$3,602$3,522
Fair (580-669)$2,127$2,003
Good (670-739)$1,708$1,613
Very Good (740-799)$1,453$1,451
Exceptional (800-850)$1,320$1,260

Progressive vs. State Farm: high-risk insurance rate comparison

If you've got an at-fault accident, speeding violation, reckless driving violation, or DUI offense on your résumé, Progressive could be a better choice than State Farm. Every insurance company prices its policies differently, so don't hesitate to shop around to figure out which insurer suits you.


RATES BY CITATION: State Farm VS. Progressive
ViolationProgressive avg. annual premiumState Farm avg. annual premium
At-fault accident (damage < $1,000)$2,720$2,849
At-fault accident (damage > $1,000)$2,245$1,524
DUI/DWI$2,201$3,854
Reckless driving$2,457$2,895
Speeding ticket$2,091$1,983

Progressive vs. State Farm: rates by age

Car insurance companies use age to outline risk potential, pricing premiums accordingly. Car insurance is commonly expensive for young drivers — because of their inexperience — and most affordable for drivers aged 25 or older. Because each insurance company evaluates age tiers differently, it's wise to compare rates and find great coverage.

As a general rule, teen drivers should choose State Farm instead of Progressive: the former's average annual rates are $2,428 less than the latter's..


RATES BY AGE BRACKET: State Farm VS. Progressive
Age bracketProgressive avg. annual premiumState Farm avg. annual premium
Teens$8,248$5,820
20s$2,287$2,379
30s$1,646$2,379
40s$1,644$1,587
50s$1,542$1,558
60s$1,403$1,485

Finances aside, Progressive and State Farm come with pros and cons, including their customer satisfaction ratings, discount programs, add-ons, and financial stability. Be sure to shop around before settling on an option.

Discount ComparisonProgressiveState Farm
Good Student
Multiple Policies
Multiple Vehicles
Anti-Theft Device(s)
Anti-Lock Brake System
Air Bags
Good Driver
Defensive Driver
Student Away at School
Driver Training
Green Vehicles
Affinity Membership Alum
Advanced Purchase
Pay in Full
Home Owner
eSign or ePay
Telematics
New Vehicle
Annual Mileage
Military
Ratings ComparisonProgressiveState Farm
Financial Strength SuperiorSuperior
JD Power Rankings
3 out of 5
3 out of 5
User Satisfaction

A+

A++

Other ProductsProgressiveState Farm
Boat Insurance
Condo Insurance
Life Insurance
Homeowners Insurance
Travel Trailer Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Mobile Home Insurance
Other FeaturesProgressiveState Farm
AboutProgressive provides its customers with a wide range of services and competitive rates designed to help them get their lives back in order again as quickly as possible.Get the protection you need at a price you can afford with State Farm; offering packaged options, discounts and custom coverage to meet any driver's needs.
Roadside AssistanceProgressive's Roadside Assistance offers towing service, flat tire change, battery jump-start, locksmith service and emergency gasoline delivery, and depending on your policy, these may come with no out-of-pocket fee. In most states, you'll need to have Comprehensive and Collision coverage on the vehicle to add Progressive's Roadside Assistance.State Farm's Emergency Road Service offers mechanical labor at the place of breakdown, the towing of your vehicle to a repair facility, removal of a stuck vehicle, delivery of gas or oil, assistance with changing a tire or a jumpstart, and locksmith services.
Additional DiscountsProgressive offers additional savings through a loyalty rewards program which includes perks like priority call service, renewal guarantees, and accident forgiveness, based on the amount of time you’ve been with the company.State Farm offers an additional discount for vehicles made in 1994 or later, depending on the loss experience of the vehicle make and model.
Recent QuestionsDoes progressive auto insurance cover house property damage?

I was in an automobile accident and caused damage to a fence and to a side of a house. Does ...

Will my car insurance cover me after a theft

Somebody break into my car. I try to to file a claim but the employee told me I won’t get ...

Getting insurance for my RV with a foreign license

I’m French and touring the Americas with my French RV van. I entered the US but cannot find an insurer ...

If I cancel my insurance mid-month, will I get my money back?

I want to cancel my progressive auto insurance policy. Will I be refunded for what I already paid for this ...

See More Questions
Will my State Farm Car insurance cover the damages to a person’s balcony if we hit it while driving a Uhaul?

I have state farm car insurance and I purchased additional Uhaul insurance that had liability coverage. I hit another person’s ...

Does state farm require you have a police report to file a claim?

My son was driving(24 yes old/ 0 accidents) and served to miss a deer and hit a fire hydrant. No ...

One deductible for two accidents?

Two accidents w/ objects 2 weeks apart. One damaged front bumper, other the back bumper. Can I file 1 claim ...

Are some insurance providers better suited to my needs than others to get the best rate?

I am 25 years old and currently drive a 2015 BMW 328i xDrive. It’s leased and i’m about to lease ...

See More Questions
Compare MoreProgressive vs. 21st Century Progressive vs. Allied Progressive vs. Allstate Progressive vs. American Family Progressive vs. Amica Mutual Insurance Progressive vs. Auto Club (AAA) Progressive vs. Elephant Progressive vs. Erie Progressive vs. Esurance Progressive vs. Farmers Progressive vs. Foremost Progressive vs. GEICO Progressive vs. Infinity Progressive vs. Liberty Mutual Progressive vs. Mercury Progressive vs. MetLife Progressive vs. Metromile Progressive vs. Nationwide Progressive vs. Root Progressive vs. SAFECO Progressive vs. Safe Auto Progressive vs. The General Progressive vs. The Hartford Progressive vs. Titan Progressive vs. Travelers Progressive vs. USAAState Farm vs. 21st Century State Farm vs. Allied State Farm vs. Allstate State Farm vs. American Family State Farm vs. Amica Mutual Insurance State Farm vs. Auto Club (AAA) State Farm vs. Erie State Farm vs. Esurance State Farm vs. Farmers State Farm vs. Foremost State Farm vs. GEICO State Farm vs. Infinity State Farm vs. Liberty Mutual State Farm vs. Mercury State Farm vs. MetLife State Farm vs. Metromile State Farm vs. Nationwide State Farm vs. Root State Farm vs. SAFECO State Farm vs. Safe Auto State Farm vs. The General State Farm vs. The Hartford State Farm vs. Titan State Farm vs. Travelers State Farm vs. USAA
States OfferedArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania TexasArizona California Florida Illinois Michigan New Jersey New York Ohio Pennsylvania Texas
Additional Resources:

Progressive vs State Farm

How Do Car Insurance Companies Determine Rates?
How Do Car Insurance Companies Determine Rates?
Jun 15, 2017

If you’re one of the 250 million drivers in the United States, you’re required by law to have car insurance....

Digital Insurance Cards: Which States Accept Them?
Digital Insurance Cards: Which States Accept Them?
May 19, 2017

You probably already take care of your banking errands on your phone (thanks, mobile check deposits!). You may have shown...

Mexico Insurance: What Is It and What Companies Offer It?
Mexico Insurance: What Is It and What Companies Offer It?
Feb 06, 2017

Your U.S. driver’s license is valid nearly anywhere in the world you might find yourself driving. However, car insurance policies...

Can I Pay My Car Insurance with Bitcoin?
Can I Pay My Car Insurance with Bitcoin?
Jan 23, 2017

Unless you’re a whiz of the finance or technology variety, the concept of Bitcoin might still be mostly relegated to...

How the Neighborhoods You Drive through Could Soon Affect Your Car Insurance
How the Neighborhoods You Drive through Could Soon Affect Your Car Insurance
Jan 12, 2017

Ever put much thought into the series of highways and streets you take to work, school, or the grocery store?...

Is Your Connected Home Smart Enough to Cut Your Insurance Costs?
Is Your Connected Home Smart Enough to Cut Your Insurance Costs?
Dec 02, 2016

Google Home and Amazon Echo: voice-activated assistants making life easier and cozier for families everywhere (ahem, say those heart-warming commercials...

How Old is Too Old to Drive?
How Old is Too Old to Drive?
Oct 04, 2016

Previously, we explored the larger subject of whether the government should implement driving tests at regular intervals to keep skills...

The Strangest Insurance Policies We’ve Ever Heard Of
The Strangest Insurance Policies We’ve Ever Heard Of
Sep 16, 2016

At The Zebra, insurance is our bread and butter. But in this enormous and complicated industry, there are lines of...

Telematics: Myth Vs. Reality
Telematics: Myth Vs. Reality
Aug 01, 2016

Most drivers have at least heard of telematics — even if they have no clue what utility or benefit telematics might...

The Drones Are Coming
The Drones Are Coming
Jul 20, 2016

For the casual observer, drones still exist mostly at extreme ends of the spectrum: either they’re used for (controversial) warfare,...

Secrets of the Bundle: When Can You Save by Combining Insurance Policies?
Secrets of the Bundle: When Can You Save by Combining Insurance Policies?
Jun 01, 2016

Nothing can make even the savviest of consumers’ eyes glaze over quite like the phrase “insurance bundling.” And we get...

You Blink, You Pay? The Latest in Biometrics for Auto Insurance
You Blink, You Pay? The Latest in Biometrics for Auto Insurance
Apr 11, 2016

A once-fictional technology seemingly used by the likes of James Bond might soon be a feature in a car near...

Bow-OW! Do You Need Car Insurance for Your Pet?
Bow-OW! Do You Need Car Insurance for Your Pet?
Mar 14, 2016

Many pet owners frequently drive with their animals, and while we might know the safest ways for pets to travel...

The Surprising Reason Auto Insurance for Classic Cars is So Low
The Surprising Reason Auto Insurance for Classic Cars is So Low
Jan 07, 2016

It’s practically a universal truth: classic car owners take excellent care of their vehicles. On a whole, they tend to...

The Best Apps for Car Crashes and Emergencies
The Best Apps for Car Crashes and Emergencies
Dec 16, 2015

If you’ve ever been involved in a car crash, you know how difficult it can be to remember each detail...

How to Survive Driving in Extreme Weather Conditions
How to Survive Driving in Extreme Weather Conditions
Dec 09, 2015

Extreme weather is like a bear attack: when it happens to you—or when you imagine it happening and try to...

Drive Less, Pay Less? The Truth About Mileage and Car Insurance
Drive Less, Pay Less? The Truth About Mileage and Car Insurance
Sep 15, 2015

Driving fewer miles can mean insurance premium savings—for some people with some insurance carriers. So how much less must you...

Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Love Wins: Car Insurance Updates for Newly Married Same-Sex Couples
Jul 09, 2015

Justice and equality scored a big win on June 26th, 2015: the Supreme Court made marriage a right for all...

Insurance Telematics USA 2015: A Conference Looking to the Future
Insurance Telematics USA 2015: A Conference Looking to the Future
Jul 07, 2015

Pop quiz: What’s the largest potential technological disrupter of the car insurance industry? (Besides The Zebra, of course.) Answer: telematics....

GEICO vs. Progressive: Which Company is Right for You?
GEICO vs. Progressive: Which Company is Right for You?
Jun 24, 2015

Looking for car insurance? Compare 200+ insurance companies in seconds & save way more than 15% →   GEICO vs...

Progressive Penalizes Aggressive Drivers
Progressive Penalizes Aggressive Drivers
Apr 22, 2015

We had a feeling it was coming. Since the introduction of programs like Progressive’s Snapshot, insurers have claimed that their...

Alarming New Study Finds You See More of Flo Than Your Mother
Alarming New Study Finds You See More of Flo Than Your Mother
Apr 01, 2015

By now it’s no secret that we have an active interest in all things car insurance here at Quoted, and...

Super Bowl Ads 2015: The Winners & Losers
Super Bowl Ads 2015: The Winners & Losers
Feb 02, 2015

As you may be well aware, the 49th Super bowl commenced yesterday evening—complete with Katy Perry, roughly twelve million fireworks,...

Ridesharing and Car Insurance: A Little White Lie?
Ridesharing and Car Insurance: A Little White Lie?
Jan 02, 2015

When Harry Campbell first decided to supplement his 9 – 5 (as an aerospace engineer) by driving for Uber and...

5 High-tech Solutions for Teen Driving Safety
5 High-tech Solutions for Teen Driving Safety
Nov 18, 2014

Handing the keys over to your new teen driver can no doubt be a terrifying milestone. We know the stats:...

The Internet of Things for Cars: What Will it Mean for Insurance?
The Internet of Things for Cars: What Will it Mean for Insurance?
Aug 12, 2014

Imagine, for a moment, a world in which vending machines restock themselves. A world in which your wallet, via a...

How to Lower Car Insurance for Young Drivers
How to Lower Car Insurance for Young Drivers
Aug 06, 2014

When I turned sixteen, my father gave me the keys to a shiny blue 1998 Isuzu Rodeo—and the news that...

This Guy Could Revolutionize Insurance Company Reviews
This Guy Could Revolutionize Insurance Company Reviews
Jul 24, 2014

You just can’t try insurance before you buy it—not really. You can read car insurance company reviews via some online...