How much does auto insurance cost in Anaheim?
The average cost of car insurance in Anaheim, California, is $1,943 each year. That's greater than than the average in California ($1,868) and more costly than the national average of $1,548. Our guide to Anaheim auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!
ANAHEIM CAR INSURANCE RATES
|Anaheim Average (annual)||California Average||United States Average|
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Anaheim auto insurance premiums by company
The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Anaheim, GEICO provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in Anaheim. Don't forget to get car insurance quotes based on your unique driving profile.
ANAHEIM CAR INSURANCE PREMIUMS BY COMPANY
|Insurance Company||Average Annual Rate|
Anaheim auto insurance rates by age
The age bracket that pays the least for auto insurance in Anaheim consists of drivers in their 60s, who pay an average of $1,741. Those in their 50s don't pay much more ($1,748).
Teenage drivers pay Anaheim's most expensive car insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Anaheim is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Anaheim is $4,251, the largest such difference between any two age groups.
CAR INSURANCE RATES BY AGE TIER IN ANAHEIM
|Age tier||Average Annual Rate|
Anaheim car insurance rates by marital status and gender
In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Anaheim pay $82 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Anaheim, insurance rates for those who are widowed are less expensive than rates for those who are single.
Gender is another factor that can affect auto insurance rates. In Anaheim, female drivers pay more for auto insurance than do male drivers: $4 per year, to be precise.
INSURANCE RATES IN ANAHEIM BY MARITAL STATUS AND GENDER
|Marital Status/Gender||Average Annual Rate|
Anaheim auto insurance costs by accident and violation history
No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.
Anaheim drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,335 per year versus the city average. A ticket for speeding results in a $792 rate hike, on average, while a DUI violation costs $3,240per year in insurance premiums.
ANAHEIM CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
|Violation||Average Yearly Rate|
|At-fault Accident (damages less than $1,000)||$1,950|
|At-fault Accident (damages > $2,000)||$3,399|
|Speeding Ticket (16-20 mph over speed limit)||$2,735|
Anaheim auto insurance costs by credit level
It's no secret credit score is closely correlated with car insurance rates. In Anaheim, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 0% drop in car insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Anaheim, moving into the "Fair" credit tier corresponds to an average of $0 in savings on insurance each year.
ANAHEIM CAR INSURANCE RATES BY CREDIT SCORE
|Credit Score||Average Rate (annual)|
What drives up car insurance rates in Anaheim?
Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From ZIP code 92899 to 92804, premiums rise by 17 percent—that’s $230.
Expensive Anaheim ZIP codes: 92806, 92805, 92801, 92802, 92804
Cheap Anaheim ZIP codes: 92899, 92808, 92809, 92807, 92850
Anaheim Driving Conditions
Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.
And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires.
Rainy Days a Year
Avg. Annual Rainfall
Avg. Annual Snowfall
Find Local Anaheim Agents
Brown & Brown Insurance Services
2401 E. Katella Avenue, Suite 550, Anaheim, CA 92806
The J. Morey Company, Inc Insurance Agents and Brokers
800 S Harbor Blvd Ste 100, Anaheim, CA 92805
Hayward, Tilton & Rolapp Insurance Associates, Inc.
888 S Disneyland Dr, Ste 400, Anaheim, CA 92802
Hall, Mahar & Associates Insurance Services, Inc.
1475 S. State College Blvd., Suite 226, Anaheim, CA 92806
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