How much does auto insurance cost in Anaheim?


The average cost of car insurance in Anaheim, California, is $1,943 each year. That's greater than than the average in California ($1,868) and more costly than the national average of $1,548. Our guide to Anaheim auto insurance includes average rates based on age, credit score, driving history, and marital status. Read on to learn more!


ANAHEIM CAR INSURANCE RATES
Anaheim Average (annual)California AverageUnited States Average
$1,943$1,868$1,548

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Anaheim auto insurance premiums by company


The company-by-company differences in car insurance rates can be substantial, so it's important to compare quotes thoroughly and choose your insurer carefully. In Anaheim, GEICO provides the most affordable rates for the typical insurance customer. Reference below the top options for affordable insurance in Anaheim. Don't forget to get car insurance quotes based on your unique driving profile.


ANAHEIM CAR INSURANCE PREMIUMS BY COMPANY
Insurance CompanyAverage Annual Rate
GEICO$1,392
Mercury$1,500
Infinity$1,802
AAA$1,857
Alliance$2,015

Read our guide to finding the best cheap auto insurance.



Anaheim auto insurance rates by age

The age bracket that pays the least for auto insurance in Anaheim consists of drivers in their 60s, who pay an average of $1,741. Those in their 50s don't pay much more ($1,748).

Teenage drivers pay Anaheim's most expensive car insurance rates. One of the most effective ways to lower your car insurance rates as a driver in Anaheim is to age out of your teens. The difference in rates paid by teenage drivers and drivers in their 20s in Anaheim is $4,251, the largest such difference between any two age groups.


CAR INSURANCE RATES BY AGE TIER IN ANAHEIM
Age tierAverage Annual Rate
Teenagers$7,108
20s$2,857
30s$1,892
40s$1,831
50s$1,748
60s$1,741
70s$2,022

Learn more about how age influences auto insurance rates.



Anaheim car insurance rates by marital status and gender


In some cases, a driver's marital status and gender may affect the auto insurance rates they pay. In most locations in the US, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in Anaheim pay $82 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In Anaheim, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can affect auto insurance rates. In Anaheim, female drivers pay more for auto insurance than do male drivers: $4 per year, to be precise.


INSURANCE RATES IN ANAHEIM BY MARITAL STATUS AND GENDER
Marital Status/GenderAverage Annual Rate
Female$1,947
Male$1,943
Single$1,861
Married$1,861
Divorced$1,943
Widowed$1,888

Learn more about how gender and marital status have on auto insurance rates.



Anaheim auto insurance costs by accident and violation history


No matter where you live, keeping your driving record clean is a great way to keep your auto insurance rates low. Speeding citations, reckless driving charges, DUIs and DWIs, and at-fault accidents all tend to bring about rate increases.

Anaheim drivers found guilty of reckless driving pay the price when it comes to auto insurance, facing a rate increase of $3,335 per year versus the city average. A ticket for speeding results in a $792 rate hike, on average, while a DUI violation costs $3,240per year in insurance premiums.


ANAHEIM CAR INSURANCE RATES AFTER A VIOLATION OR ACCIDENT
ViolationAverage Yearly Rate
DWI/DUI$5,183
Reckless Driving$5,278
At-fault Accident (damages less than $1,000)$1,950
At-fault Accident (damages > $2,000)$3,399
Speeding Ticket (16-20 mph over speed limit)$2,735

Learn more about citations' impact on your auto insurance rates.



Anaheim auto insurance costs by credit level


It's no secret credit score is closely correlated with car insurance rates. In Anaheim, an improvement in credit score from the "Very Poor" tier (300-579) to the "Exceptional" tier (800-850) corresponds to a 0% drop in car insurance costs. If you move from the "Very Poor" credit tier to the "Fair" credit tier, you could be in line for an auto insurance price adjustment. In Anaheim, moving into the "Fair" credit tier corresponds to an average of $0 in savings on insurance each year.


ANAHEIM CAR INSURANCE RATES BY CREDIT SCORE
Credit ScoreAverage Rate (annual)
Very Poor$1,943
Fair$1,943
Good$1,943
Very Good$1,943
Exceptional$1,943

Get additional information on how credit impacts car insurance costs.



What drives up car insurance rates in Anaheim?

Where you live in Anaheim affects your car insurance rates. Besides your driving history and credit score, where you live is one of the biggest contributing factors to the car insurance rates you'll pay. The reason? Crime, theft and uninsured motorists vary by ZIP code. So if you find yourself in a neighborhood that doesn’t play well with others, car insurance companies may consider you a high risk to insure, meaning: your rates could be higher than those of a pal who lives just around the block. And, unfortunately Anaheim is no exception to the rule. From ZIP code 92899 to 92804, premiums rise by 17 percent—that’s $230.

Expensive Anaheim ZIP codes: 92806, 92805, 92801, 92802, 92804

Cheap Anaheim ZIP codes: 92899, 92808, 92809, 92807, 92850

Anaheim Driving Conditions

Inclement weather goes hand in hand with wet brakes, slick roads, and decreased visibility.

And that's not the worst of it. More than 700,000 weather-related car accidents occur each year. In Anaheim, you can expect 33 rainy days with an annual rainfall of 13 inches. Anaheim is also known to experience earthquakes and wildfires.

33

Rainy Days a Year

13"

Avg. Annual Rainfall

0"

Avg. Annual Snowfall

Be Prepared For

Driving in Anaheim

2
Major Highways
I-5 I-57 I-22
2
Toll Roads
SR 91

Car Insurance Companies in Anaheim

21st Century Alliance United Aspire Advantage Aspire Savings Bristol West Clearcover Dairyland Direct Auto Infinity RSVP Infinity Special Kemper Auto Mercury Metromile National General Travelers Workmen's Auto

Find Local Anaheim Agents

Brown & Brown Insurance Services

2401 E. Katella Avenue, Suite 550, Anaheim, CA 92806

The J. Morey Company, Inc Insurance Agents and Brokers

800 S Harbor Blvd Ste 100, Anaheim, CA 92805

Hayward, Tilton & Rolapp Insurance Associates, Inc.

888 S Disneyland Dr, Ste 400, Anaheim, CA 92802

Hall, Mahar & Associates Insurance Services, Inc.

1475 S. State College Blvd., Suite 226, Anaheim, CA 92806

2

$1,459

The average Anaheim resident's annual cost of coverage

2

40%

Our customer's average savings after comparing insurance

Revised

233

That's equal to 233 cups of coffee or $584 in savings

See How Much You Can Save in Anaheim

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Recent Questions:

Anaheim Car Insurance

Do you have a carrier that will write an auto policy for a driver with an international permit?

We do have a few companies that will insure you with a foreign license. First, you need to complete the quote online.