West Covina, CA Car Insurance

West Covina residents pay around $171 per month on average for auto insurance. Are you paying too much?

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How much does auto insurance cost in West Covina?

 

The typical West Covina driver pays $2,058 per year for auto insurance. That's pricier than the average across California ($1,868) and more expensive than the national average of $1,548. Keep reading to learn more about how much you can expect to pay based on your marital status, age, credit score, and other common factors in West Covina.

 
AUTO INSURANCE: WEST COVINA RATES VS. STATE + NATIONAL AVERAGES
West Covina Average (yearly)California AverageNational Average
$2,058$1,868$1,548
 
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West Covina car insurance rates by company

 

The best way to save on auto insurance is to compare rates from as many companies as possible, selecting the provider from which you receive the most affordable quote. In West Covina, GEICO offers the cheapest rates for the average insurance customer. We've listed the best cheap car insurance companies in West Covina below. Use this information as a starting point and be sure to compare quotes specific to your unique driving profile.

 
WEST COVINA CAR INSURANCE RATES BY COMPANY
Insurance CompanyAverage Yearly Rate
GEICO$1,386
Mercury$1,481
AAA$1,822
Alliance$2,127
Infinity$2,145
 

Consult our expert guide to finding the best cheap car insurance.

 
 

 

West Covina car insurance premiums by age

The best age for car insurance rates as a driver in West Covina is your 60s: drivers in this age group pay an average of $1,843 per year. Drivers in their 50s pay marginally higher rates — $1,850 per year.

Teenage drivers pay West Covina's most expensive auto insurance rates. One of the most effective ways to get cheaper car insurance rates as a driver in West Covina is to celebrate your 20th birthday. The cost differential between the auto insurance rates paid by teenage drivers and drivers in their 20s in West Covina is $4,572, the largest such difference between any two age groups.

 
WEST COVINA AUTO INSURANCE PREMIUMS BY DRIVER AGE
Age tierAverage Annual Rate
Teens$7,611
20s$3,039
30s$2,003
40s$1,939
50s$1,850
60s$1,843
70s$2,147
 

Learn more about the impact of age on car insurance premiums.

 
 

 

West Covina car insurance rates by marital status and gender

 

Marital status and gender are contributing factors to car insurance rates in many cases. In most places, single drivers pay more than married drivers based on data that says they're more likely to file claims. Married drivers in West Covina pay $85 less than single drivers for auto insurance. Rates for those who are widowed are also much cheaper than rates for those who are single. In West Covina, insurance rates for those who are widowed are less expensive than rates for those who are single.

Gender is another factor that can impact auto insurance costs. In West Covina, female drivers pay more for auto insurance than do male drivers: $5 per year, to be precise.

 
WEST COVINA CAR INSURANCE PREMIUMS BY GENDER AND MARITAL STATUS
Marital Status/GenderAverage Yearly Rate
Female$2,063
Male$2,058
Single$1,973
Married$1,973
Divorced$2,058
Widowed$2,002
 

Read more about the relationships between gender, marital status and insurance rates.

 
 

 

West Covina auto insurance costs by citation and accident history

 

No matter where you live, steering clear of accidents and citations is the best way to keep your auto insurance rates low. Speeding tickets, reckless driving citations, DUIs and DWIs, and at-fault accidents all can trigger insurance rate hikes.

West Covina drivers found guilty of reckless driving pay a steep price when it comes to auto insurance, facing a rate increase of $3,510 per year versus the city average. A ticket for speeding results in an $843 rate hike while a DWI or DUI violation costs $3,396per year in extra insurance expenditures.

 
WEST COVINA CAR INSURANCE RATES AFTER A COLLISION OR CITATION
Incident/ViolationAverage Annual Rate
DUI/DWI$5,454
Reckless Driving$5,568
At-fault Accident (damages < $1,000)$2,067
At-fault Accident (damages greater than $2,000)$3,618
Speeding Ticket (16-20 mph over speed limit)$2,901
 

Learn more about the impact of driving violations on car insurance rates.

 
 

 

West Covina auto insurance costs by credit tier

 

In many cases, a driver's credit level is closely correlated with their auto insurance rates. However, California doesn't allow auto insurers to set rates with credit score in mind.

 

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Ross Martin LinkedIn

As a licensed insurance agent, Ross is responsible for researching and writing about all matters related to auto and home insurance. He has a background in writing and education, as well as a master's degree from Royal Holloway, University of London. He has been quoted by CNET, iDriveSafely.com, and Kin Insurance.